Is Suicide Ever the Right Thing to Do free essay sample

Perhaps you even let some know of your companions that you would do it, and they didnt trust you, thinking it were a joke. You may have informed your companions concerning your arrangements, however evidently your folks had no idea regarding why you would decide to end your life, yet this is the situation with most high school suicides. Self destruction is the procedure of intentionally taking ones own life. The manner in which social orders see self destruction fluctuates broadly as indicated by culture and religion. For instance, numerous Western societies, just as standard Judaism, Islam, and Christianity will in general view executing oneself as very negative. One fantasy about self destruction that might be the consequence of this view is thinking about self destruction to consistently be the aftereffect of a dysfunctional behavior. A few social orders likewise treat a self destruction endeavor as though it were a wrongdoing. . Notwithstanding, suicides are once in a while observed as justifiable or even fair in specific conditions, for example, in dissent to mistreatment (for instance, in the deplorability of Julius Caesar Cassius executed himself to make him noteworthy. We will compose a custom article test on Is Suicide Ever the Right Thing to Do? or on the other hand any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page ) Nearly 1 million individuals overall end it all every year, with somewhere in the range of 10 million to 20 million self destruction endeavors every year. Self destruction is the third driving reason for death for individuals 10-24 years old. High schooler self destruction measurements for adolescents 15-19 years old demonstrate that from 1950-1990, the recurrence of suicides expanded by 300% and from 1990-2003, that rate diminished by 35%. In any case, from 2000-2006, the pace of self destruction has progressively expanded, both in the 10-24 years and the 25-64 years of age gatherings. While the pace of homicide self destruction stays low at 0. 0001%, the annihilation it makes it a concerning general medical problem. Despite the fact that the reasons why individuals end it all are multifaceted and complex, life conditions that may promptly go before somebody ending it all incorporate the timeframe of at any rate seven days after release from a mental emergency clinic or an abrupt change in how the individual seems to feel (for instance, much more awful or much better). Instances of potential triggers (precipitants) for self destruction are genuine or envisioned misfortunes, similar to the separation of a sentimental relationship, moving, misfortune (particularly if by self destruction) of a companion, loss of opportunity, or loss of different benefits. Guns are by a long shot the most widely recognized strategies by which individuals end their life, representing about 60% of self destruction passings every year. More seasoned individuals are bound to slaughter themselves utilizing a gun contrasted with more youthful individuals. Another self destruction technique utilized by certain people is by undermining cops, once in a while even with an emptied firearm or a phony weapon. That is ordinarily alluded to as self destruction by cop. In spite of the fact that guns are the most widely recognized way individuals complete self destruction, attempting to overdose taking drugs is the most well-known methods by which individuals endeavor to murder themselves. As per my religion (Buddhism) self destruction isn't the real response for the whatever difficult you have. Buddhism perceives the through and through freedom, which can change and fix whatever negative activities done previously. Indeed, even the most exceedingly terrible criminal can change to turn into a devout person. This is a basic instructing of Buddhism. Consequently there is no fatalistic demeanor, or perfect appointment, forever and living. Ending it all is an unwholesome demonstration established in insatiability/contempt and obliviousness not knowing the karmic law is an incredible hindrance. The Lord Buddha said we ourselves are answerable for our own satisfaction and wretchedness. We make our own damnation and paradise. This confirms every individual is answerable for his own activities fortunate or unfortunate which yield karmic results. Now and again when an adolescent enters a condition of profound despondency, they consider self destruction to be an exit plan. They make a last answer for an impermanent issue. All things considered, self destruction isn't the best approach to understand an awful circumstance in your life. Somebody will consistently be there for you. In addition to the fact that you suffer when you end it all; it likewise influences your family, companions, and all the individuals around you. There are numerous reasons individuals end it all, downturn, awful evaluations, pregnancy, not having the option to be with the one you love, the rundown goes on. Particularly with the ongoing occasions in Columbine High School with the self destruction murder slaughter, we see this needs to grind to a halt. We have to cooperate to attempt to keep self destruction from occurring. At the point when a circumstance gets awful, don't consider self destruction to be an exit plan. Endure it, and in the long run things will show signs of improvement.

Rene Descartes and the scientific revolution Research Paper

Rene Descartes and the logical upheaval - Research Paper Example The Bible instructed that the Earth was a unique planet since God has purposely set it at the focal point of the others; an away from of its significance to God. Nonetheless, past the sixteenth Century, a few researchers started testing the current perspective by supplanting the past suppositions with new speculations. This adjustment in the European idea about the normal world is what is regularly alluded to as the Scientific Revolution. The Scientific Revolution was an establishment stone whereupon Rene Descartes built up the logical technique approach. The discoveries in the logical unrest were advocated by Copernicus who saw that the stars and all the planets rotated around the sun. The considerations were started off by an antiquated Greek thought that the sun was at the focal point of the universe. Copernicus for sure saw this as evident following 25 years of considering planetary developments. Despite the fact that progressive, the hypothesis had a constraint in that it never clarified why the planets acted the manner in which they did. Another issue was that it repudiated antiquated examinations and strict perspectives. Inspired by a paranoid fear of oppression and conceivable criticism, the researcher didn't distribute his discoveries until 1543; the time of his passing. In spite of his demise, Copernicus’ beliefs withstood the trial of death and were a decent establishment for other similar researchers. Brahe, a space expert from Denmark, made cautious and exact records of the planets’ developments over numerous years. The researcher delivered volumes of exact information recorded from his own perceptions. With his demise up and coming, it was left to his devotees to make the scientific deductions from the information. Johannes Kepler, his associate, considered the information and construed that some scientific laws represented the developments known to man. As per Hellyer, (2003) Descartes’ discoveries opposed the conviction that the planets circled in roundabout movements. Interestingly,

here comes a thought

here comes a thought ive been thinking about pi day and decisions lately and the song here comes a thought from steven universe01 i debated with myself for such a long time on whether or not i should post just the audio or the full music video, and decided the video was so gorgeous it didnt matter that it probably makes little sense to most people. came into my head, and i thought the words were really fitting for the emotions we feel towards college admissions decisions. of course, steven universe is a cartoon show and the lyrics relate to a different thing from college admissions. but there are points in the song that evoke the same emotions. something you did that failed to be charming things that you said are suddenly swarming its easy to find negative emotions during this time in your life. i remember decisions day when i applied early action. i could barely concentrate in class because my mind was swarmed with thoughts, thoughts of what my decision could be. even though i told myself i didnt really care what the result would be, i felt sick to my stomach. a colleges admission decision, for almost all of us, is a once-in-a-lifetime experience. its not often that you know the exact time and date that a potentially life-changing decision arrives. and so admissions decisions can be hard to ignore and easy to lose yourself in. oh, youre losing sight, youre losing touch all these little things seem to matter so much that they confuse you in the scheme of things that is your life, your undergraduate college experience will usually be four years. you have so much to do afterwards. regardless of what your decision may be, you have not failed nor succeeded in life. your life is your own, and you alone will dictate how youll grow and change as an individual over the next four years, not the admissions officers. take a moment, remind yourself to take a moment to find yourself take a moment and ask yourself if this is how we fall apart? but its not, but its not, but its not, but its not, but its not its okay, its okay, its okay, its okay, its okay its okay to be nervous, anxious, excited, whatever emotions youll feel right before you view that decision. remind yourself to breathe and ground yourself, even if just for a second. and we, the bloggers, will be here with you, talking with you, and existing in the same virtual space as you when the time comes. and it was just a thought, just a thought, just a thought, just a thought, just a thought its okay, its okay, its okay, its okay, its okay we can watch, we can watch, we can watch, we can watch them go by from here, from here, from here Post Tagged #decisions #Pi Day #steven universe i debated with myself for such a long time on whether or not i should post just the audio or the full music video, and decided the video was so gorgeous it didn't matter that it probably makes little sense to most people. back to text ?

The Online Banking Payment Finance Essay - Free Essay Example

Sample details Pages: 14 Words: 4106 Downloads: 2 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? Introduction Background of study 1.1.1 Online banking payment : definition Most of the people are so busy in their daily time. People who already married are busying sending their children go to school or try to earn a lot of caution money for future when need to use them urgently. Pinch pennies are so common to these people on their running expenses. Don’t waste time! Our writers will create an original "The Online Banking Payment Finance Essay" essay for you Create order To make this more efficiency, they will do survey about a lot of supermarkets or shops to buy the cheapest and good quality products. Besides, they also try to save more time day-to-day. To save more time, online banking become a new age of banking program. Online banking payment is defined that through internet to transfer funds or money from one account to another account to develop banking activity such as paying loans or bills, shifting funds, inspecting account details and balances. Besides that, users also can pay mortgages and buying futures, warrants, options and others through online banking payments. So that, online banking payments can also be intituled internet banking payment. 1.1.2 Relationship between online browsing and online banking payment In this 21st century, internet has been comprehensive used by many estate of person such as businessman use it to expansion their business to advertise their products and services. In addition, students use it to consort together with their friends either in nation or oversea and mostly already replace from mobile phone. Mostly people use internet to find the information what they want to know and internet will help them to search and settle the problem they face. According to the survey which was done by A.C.Nielsen (2007) stated that more that 627 million of customers in the global have the experience of online purchasing. In addition, online business growing rapidly from year 2007 which is $228 billion to year 2009 which is $288 billion is found from a research by Forrester (2006). Besides, according to a survey done by Narges (2009), US users adopt online purchase increase from 46 percent in year 2004 to 61 percent in year 2010. The researcher ComScore who had found that the advance of usage of online banking over Southeast Asian from 2010 to 2011. Table 1.1.1 Comparing the total visitors online visitation by market from January 2010 until January 2011 Country January 2010 January 2011 Percentage Change Malaysia 2,360,000 2,746,000 16% Hong Kong 1,304,000 1,543,000 18% Vietnam 701,000 949,000 35% Singapore 779,000 889,000 14% Indonesia 435,000 749,000 72% Philippines 377,000 525,000 39% Source: https://www.comscore.com/Press_Events/Press_Releases/2011/3/Online_Banking_on_the_Rise_in_Southeast_Asia From the table 1.1, we can know that the online visitation by market is increasing year by year. That also caused the online purchase will grow in rapidly. So that this phenomena can prove that there is a relationship between online browsing and online banking payment. Table 1.1.2 Top 3 Visitors on online banking institution January 2011 Country 1st Online banker 2nd Online banker 3rd Online banker Malaysia Maybank Cimb PbeBank Hong Kong HSBC Bochk Standard Chartered PLC Vietnam Vietcombank Acb Dongabank Singapore DBS United Overseas Bank Group Citigroup Indonesia Bankmandiri BNI.co.id Citigroup Philippines Bpiexpressonline Citigroup HSBC Source: https://www.comscore.com/Press_Events/Press_Releases/2011/3/Online_Banking_on_the_Rise_in_Southeast_Asia In sum, online banking payment is an outcome show the feasibility to use online adhibition. There has confused that difficult to conclude that online banking payment is bring more convenience to bankers or users. But this is not the important to chew the cud because according to Singhal and Padhmanabhan (2008) stated that the increase of using online banking payments has proved that online banking has make a lot of flexibility to bankers and customers during the operations. 1.1.3 Crime rate and online banking payment Actually most of the country will face the same problem which is the crime rate in adopting ATM cards is become grisliness. The mobsters will glom the ATM cards from someone and make a copy to steal the passwords. After that, they can withdraw the money anytime until the users just aware. Besides, maybe some of harum-scarum people will lost their ATM cards, this will also give a chance to esurient to crime. Cases of rob bags are mostly happening in Malaysia. Robbers always aim to rob the woman who is walking alone on the way to work or car park or home no matter during daytime or night. Due to not lost their money, some of women will revolt with robber. But they fail and maybe lost their life because they slip down on way and be knocked by other vehicles. Besides, cases of smash cars window become the recently popular happened in Malaysia also. Many businessmen withdraw a lot of cash from bank institution to give employee salary or make payment to debtors and so on. But on th e way of journey to go to their destination, they maybe will have a rest and park their car at roadside. When they come back, the car window is already been smashed and lost that cash and other valuable things. For an example of case that just happened in our country Malaysia on March 2011, there is a case about a woman in Johor Bahru had been durance by few robbers. She mentioned that the robbers actually just want to rob her bags things just like handphone and money, but robbers saw that she has a saving account book which stated that has a lot of money. So they durance her and intimidate her to give them password. Luckily, she is safety and lost totally amount of RM9820. From all these kinds of crime cases, online banking payments is the way to solve and reduce them. Users will more likely to adopt online banking system than traditional banking because of trust and security. 1.1.4 Why did I choose this online banking I choose this title to become my study because online banking is already a necessary work in the future start from now and I conduct this study is to find out what and which types of factors will affect the customers to choose online banking payments. Besides, through these factors I want to know which one is the most important towards to customers to choose either online bank payments or go to actual bank make payments. I also need to find out each factors has at which level to separate them. Here come to the primary question. Why I choose this subject area? It is not only because of this subject area is interesting but also because of this subject area is most important for me as a student who studying banking and finance. If the usage of online banking payments are increasing, that means that factors are also in the successful way and being increasingly. Bankers should try to make more factors to have the perfect match for that bank to maintain customers loyalty and satisfact ion of using online banking payments. The main cooperative strategic of doing a business is to capture customers, we must first capture his or her heart. So that, we must know the need of customers and help them to achieve. Banker should develop the factors and probe them to customers the benefits of online banking payments. 1.1.5 How would I conduct online banking Here I conduct this study by using primary data which is survey method. I distribute those questionnaires to 200 users who have use online banking payments at now or once to help me to complete this study. Inside the questionnaire, all items are evaluated by respondents on a five point likert scale such as strongly disagree, disagree, neutral, agree and strongly agree. In addition, the result will come out from using Statistical Package for the Social Sciences (SPSS). There are five variables in factors which are trust and security, convenience and flexibility, transaction related benefits, real time information and monthly summary. Each variable has their meaning and has different influence on online banking payments. What method is each variable influence online banking payments? Before study this, I have to know meaning of each variable and separate among them to make this study more easily and clearly. 1.2 Problem Statement Online banking has seen rapid adoption. But why cause online banking is adopted? Is the social environment problem? Recently we can know some news about robbery cases in Malaysia. The robbers always aim the customers who just withdraw cash from banks and will follow them until they get the chance to rob them. The customers not only will lost their cash, they maybe also hurt by robbers. To avoid these types of cases, government encourage customers not withdraw so much cash from bank, and suggest them to use online banking systems or cheques is better. 1.3 Research Question What are the most factor affecting customers to choose online banking payments 1.4 Research Objective 1.4.1 Main Objective The study mainly aimed to determine factors influencing MMU undergraduate students in adopting the online banking payment. 1.4.2 Specific Objective In specific, the study aim : to find out the relationship between all of these independent variables and online banking payments. to determine the difference in using online banking payments based on demographic variables such as gender, age, nationality, ethnicity, and education level whether the respondent is user or non-user. to provide more information to bankers in creating more organized and user-friendly online banking payments features in Malaysia. 1.5 Significance of study 1.5.1 Significance definition Researcher should expressly justify the significance of study to make the study useful and bring benefits to others. In the other words, significance of the study is the segment where the researchers impart others how they could use it and how their study would be available to clear people or segments of the society. In the market, mostly companies have the same purpose which are can make a lot of earning and benefits during operating their business. Other than expand their business, they also need to minimize their cost and maximize their opportunity. 1.5.2 Significance of online banking payment At the beginning, researcher must know that actually not all the users are satisfied to online banking payment. Due to some cases such like there will auto detract funds from their bank account but they did not do so, they will still less and lack of trustfulness in adopting online banking to make any transaction and payment. So that, through this research can find more the reason why users not satisfied and less satisfied to online banking payment. That become a necessary to bank institutions to improve all of these problems. Based on research, management can organize a good strategic and decision. Banks know need to provide what kind of products and services to customers. For an example, bankers know what are the most factor can affect customers in adopting the online banking payments. So they will improve this area of strategic to achieve customers anticipate such as when customer use online to pay any loan or others, they will be rebated 0.5% to encourage them continues usin g this service. They can also can find more independent variable based on research. In sum up, research make the bank institutions are able to choose the most efficient, profitable and productive of decision. 1.6 Scope of study Due to this study is about bank, so that I am targeting on the customers of local banks in Malaysia. In this research, I narrowed down my focus on three banks, which are CIMB, Public bank and Maybank. My specific respondents will be students from Multimedia University Melaka Campus (MMU) of any year level and course because all students can use online banking to make payments. The limitation of this research is the respondents are not outside of the campus means they must be MMU students. In other words, only those undergraduate students are allowed to participate in the research. This is based my study more focus and clear in this stage. Actually I narrowed down to these three banks is because these banks have more famous and complete system on online banking payments. On top of that, universities are great environment for students to commence entrepreneurship. Thus, it is not unusual for some students to start doing their business during their studies in universities. They sel l some products at their website and the customers also use online banking payments to purchase them. This method help sellers and buyers save more time and bring many convenience to them because they not need go to bank to make or check payments. 1.7 Operational Definition 1.7.1 Online Banking Online banking or is called internet banking empower customers to transact financial institution on a very security website operated by their specific banker from their accounts. 1.7.2 Trust and Security In Supriya Singh and Claudia Slegers study in 1997, they stated that trust actually very hardness to explain due to it is spread all over and nebulous. According to Amir Herzberg in 2003, he mentioned that security is one of the motivation to adopt online banking. The security is overturn. 1.7.3 Convenience and Flexibility According to Amir Herzberg in 2003, he mentioned that convenience is another one of the motivation to adopt online banking also because convenience can bring a lot of benefits such as user can paying for services or buying some products in cars, trains or planes. Flexibility is user can use online banking to payment any time and any place. They not need to go to bank to queue for waiting a long time. They also can transfer fund to urgent family or friends at midnight which is bank is already closed. 1.7.4 Transaction related benefits For transaction through online banking, means that what benefits will the users receive by adopting it such as lower or saving transaction cost, faster transfer, easy to use and so on. 1.7.5 Real time information Real time can be defined what time at that second of moment. So that real time information is the online banking system can provide the users can check for interest rates at that time, the balance amount of users accounts, promotions given by financial institutions and others. (Sadique et al, 2009) 1.7.6 Monthly Summary Every transaction processed by customers will have a record in their account. So that customers can check their transactions easily and can be a record or note. It is giving safety to them doing their business. 1.8 Organizational of Research The research project consists of five chapters: Chapter One covers the introduction of the topic which is factors influencing MMU undergraduate students in adopting online banking payment to provide a thorough understanding for readers. Inside chapter one includes the background of study, problem statement, research question, research objective, significance of study, scope of study, operational definition and organizational of research. Chapter Two covers the literature review which includes the defined of factors and online banking payments. Besides, I will provide the online banking payments research in Malaysia and prior research on the dimensions of each independent variable which are trust and security, convenience and flexibility, transaction related benefits, real time information and monthly summary. Chapter Three will be introduced the research methodology. In this part, I will definite a short what is research methodology. And the difference between conceptual d evelopment and hypotheses development will also be appeared in this chapter. What is the data source and questionnaire development I will organize in this chapter. Sampling method and data collection method also important in this chapter. Finally, data analysis techniques for the research are also provided. Chapter Four will explain each the data result or is called data analysis finding and discussion. All these results are used SPSS to find and will show from the questionnaires which I use to survey to research. In this chapter four illuminates respondents profile, mean analysis of the variable, reliability analysis, correlation analysis and regression analysis. Chapter Five is the last chapter which will be narrated the discussion and conclusion for the research. Furthermore, it will cover contribution to research, contribution to practice, limitation of study and suggestion for future research. Chapter Two Literature Review 2.1 Introduction Online banking is a transaction of funds and money from one account to another account without limit at places and time through using internet. Home banking can be defined that via the computer and telephone connecting to any bank institution at home. Phone banking is the use of mobile phone which can connect to banker through internet. In sum, there still have many type of banking system in the global which have their main objective and purpose during adopting them. According to Heinonen (2006), the customers of banks nowadays service themselves by using ATMs, internet or mobile phone. That is technological interfaces that give a chance to consumers manufacture a straight forward services to employees with these type of self-service technologic. So that in his study, he mentioned that the important actions the banks should do is how to increase their service. But he signaled that not means is a needs to increase services. He suggested bank sectors can concentrate on improve the ir service quality which the customers really needs and is more efficient than studying service value. Luckily, the expansion of using online banking payment in recently is a good approvement. For one example is there is a linkage between bank sectors and customers to develop their relationship remotely by managing of online banking payment methods. This bring a lot of expedience to financial institutions to link customers details and can help credit management department when examine a customer has the ability to pay the repayment loan or not. As Herzberg (2003) pointed out not only computer just can use online banking, but also mobile devices is become a new uptrend of using online banking. Nowadays, many businessman owns the mobile devices with high technological such as PDA phones, IPAD to connect internet anywhere and anytime. He compared these devices with computer, these devices is more availability for developing payment and transaction of fund. So that from this, I can conclude that process of online banking payment will done by electronic, is called electronic banking. Electronic banking can be defined the use of the technologic which can connect to internet to get back or process any banking data, details of transaction and others directly from link from any financial institutions website. 2.2 Trust and security Why so many customers adopting online banking payment? One of the factors is trust and security. Online banking payment cause them feel is a safety payment. When they want to start to use this service must apply from bank then get a code. After that they login to their personal account, they change the pin or password to login. This means that when the customer want to make payment or check any detail through online, he/she need to type this password just can successful login. When customer want to transfer fund to other customer account, the online banking system will also double confirm to user. So that, customers are very trust this online banking payment system and is very security. As the point of Singhal and Padhmanabhan (2008), there is a survey mentioned security is the most important factors adopting online banking payment rated by member institutions. To save against fraud and customers privacy, there is a dual demand (Mishra). According to Sarel and Marmorstein (20 06), they found that to increase number of bank customers, bank not only must provide a good service, but security is also play a main role to meet the target numbers. For an example is they said that there is a survey (Gartner, 2004) stated that US online banking has a fail due to lack of security provided by their country bank industries. In this study, they also found that UK also frustrated offered security to their customers and cause a lot of social environment problems in year 2005 such as account hijacking and fraud of online business and other abnormal actions. Besides, another is trust by customers is important to bank to expansion their banks reputation and help the online banking growth. So how must banker to achieve it? Bank should study and survey how to achieve consumer needs and perception management. Based on the research by Singh and Slegers (1997), they mentioned that has a previous study which is lack of space and time can relate trust. Continuing visible of a ctivities is the reason why not need to trust someone anyway and the produce will clarity and trust the online banking system whose tasking were understood and known. According to Aladwani (2001), customers trust and security has the power to attract and improve the future online banking usage and cause the environment become an online ethos and will also the enhance of usage of online technologic products just like the new products Ipad, Web book, Iphone and so on. In his study has also concern about the percentage frauds of online banking has been affected to advance due to the expansion of usage online banking in the online environment is increasing. Trust and security can become a tool to banker which can make customers have more expectation to banker and surely will increase an improve the relationship between them also. 2.3 Convenience and flexibility In addition, convenience and flexibility is another reason which influencing users in adopting online banking payment. The customers through online can transfer payment and check any detail about their account. In some rural places, it may difficult to people to find or go the bank to process their payment. Besides, it will cost them to go far to bank in or withdraw money to presence to bank themselves because it is very waste their time. And maybe the bank at rural place does not has enough employees or services provide to customers. Customers will also distrust about the system between this rural bank and town bank. All of these will affect the number of customers. How to avoid this problem? Bank institution can try to organize more service provide to customers to use online banking system. For now the services have online payments, transfer funds to other customers, checking account details and so on. I suggest that banker also can let customers to bank in fixed deposits by t hemselves and auto print out and update the certificate of fixed deposit. All these type of service not only give convenience to banker, but also the customers have the flexibility. Online banking allow customers to transfer fund between account and credit cards also. On the other words, online banking just like having a flow ATM machine anywhere and also have a new-up-to-date flow bank statement also. According to Herzberg (2003), he pointed out a user of devices can increase and improve convenience. He mentioned that a customer can use a single device to do a lot of actions such as payment, transfer fund, investment, retail payment and nowadays also can be monitor to connect to CCTV at home. According to Singhal and Padhmanabhan (2008), they stated that online banking bring convenience to financial institution. In this study include that customers flexibility and convenience is provided more than the traditional bank services at a lower cost by adopting online banking paymen t (Williamson, 2006). Williamson also has stated that online banking help users easy to use and at a convenience and fastest way to manage their money. Besides, helping customers have better financial management and different type of patterns withdraw of cash and manage of everyday earning and expenses (Beer, 2006). Primary factor of adopting online banking payment that is saving time can be found in Arnett and Liu study. That is why many customers prefer to use online banking payment because the time factor (Beer, 2006). Otherwise, bank can put the spot news or information on their website to let users to know. Users not need direct go the bank to check any promotions and can up-to-date check the interest rates or currency exchange rate through online. So that, this will save the time of users and will less the time of bankers employees (Srivastara, 2006). According to Singhal and Padhmanabhan (2008), they found that the framework perception is the transfer fund is faster. The users just need to login their account and type in the account number which will receive the fund. After the system checking all the details are correct then the transaction is successful. So that, the benefits of online banking is the distract money and information anytime at anywhere just need to use an online device to process it. Furthermore, online business is also become rapidly increase because there is a significant between convenience. Users through online found any information about that products which they may willing to buy. After they done a lot of survey between all the sellers who provide better products or prices, then will contact to them. The seller just need to give consumer the account number and the buyers also just online transfer fund to them. This action not only can increase the business sales, but users also have convenience and flexibility during the buying and selling markets. 2.4 Transaction related benefits

What You Dont Know About Expository Essay Introduction Samples

What You Don't Know About Expository Essay Introduction Samples Whatever you should finish your writing and receive an exceptional grade, you can purchase it right here. Nonetheless, it is advisable to have some idea of what makes a superb expository paper before you embark on the writing process. An introduction is easily the most significant part your bit of writing. Though the outline is a great portion of your work, it isn't everything. Do not enable the fancy words fool you it's very likely that you've already written one without even being aware of it! Look closely at your language as it ought to be eerror-free Imagine your essay is a precious stone and produce all its faces shine using an easily readable and unique language. In this kind of essay, you should describe something without being metaphoric. If you're going to compose an expository essay, be ready to devote much time hitting books. Whispered Expository Essay Introduction Samples Secrets It's possible to discover samples that you've got to cover in much the identical way as you would free samples. Frequently, individuals become excited over adding new info, making a messy paper free of direction, so cut down should you need to. A lot of people forget that if they buy something that's packaged or frozen, they're also purchasing the packaging which lures shoppers into purchasing the item. Most students will be searching for free samples, as they'll be either unwilling or not able to pay for any content they find. What the In-Crowd Won't Tell You About Expository Essay Introduction Samples Informative essay examples may be used for references. It outlines shows you that even if you are not a professional writer, you can still make a good essay. Making an essay isn't an easy job. As you're most likely already aware, it is quite rare to obtain a totally open-ended expository essay assignment. With essay outline, essays will stop writer to get off topic or jumping from 1 argument to a different argument that doesn't relate with what you're discussing. An essay must be clear and unbiased. How to compose an expository essay. The Secret to Expository Essay Introduction Samples The primary purpose is to dig deeper and get to the correct arguments in the topic for an effortless method to write. For instance, you can create a mind map by means of your thesis idea or even the entire thesis sentence in the center. For example, you can speak about the future implications of a specific event. In conclusions, to develop a superior essay they are a few important factor ought to be considered. As a college student, you probably would have been required to compose essays and they might not have become the most fun undertaking. While the specific rubric your teacher uses will change, following is a basic one that might help you see what's expected in your essay. Generally, she will ask you to write an expository essay to prove that you have done your research on a subject. In some instances, she may give you a rubric before you start your essay. More than every other sort of writing, expository writing is a daily requirement of the majority of careers. The duration of the essay however varies based on the topic and a tutor's requirements. The expository essay definition might be complemented with a few features. Take a look at our essay writing help support. If a paragraph is finished, it contains all the sentences required to adequately support the most important idea. The introductory paragraph should also have the thesis statement, a type of mini-outline for the essay. It includes a paraphrase of something said by a famous person in order to get the reader's attention. The Sonny blues story paragraph have yet to be constructed well, some paragraph contains more than 1 idea which ends in various ideas in 1 paragraph. New Step by Step Roadmap for Expository Essay Introduction Samples Expository essays describe a specific topic and supply the reader with relevant info. Being too wordy isn't good. Thus, you should comprehend each and every word in your topic. The Definitive Strategy for Expository Essay Introduction Samples A variety of expository essay examples have the very same capabilities. An expository essay about an animal sometimes takes various unique directions. Your introduction needs to be entertaining yet defined. First, the introduction in the essay isn't in a concise fashion, a great introduction prepares the individual reading the info. If you aren't sure, it is possible to always review expository essay examples for the suitable cue words. Basically, the sections of an essay proved just 3 divisions. There are lots of ways to define this essay type. A comparison essay will concentrate on similarities as a contrast paper will concentrate on the differences. What Everybody Dislikes About Expository Essay Introduction Samples and Why Brainstorm ideas and select the topic that's ready to attract your audience. Searching online isn't prohibited either. When choosing for a topic, make certain there is a terrific number of things that you could speak about with the topic. Locate the trustworthy information for the essay topic you are likely to work on.

A Lessoned Learned the Hard Way Free Essays

Throughout my high school career I was dependent on my parents and friends for a ride to school and it was a little embarrassing. I couldn’t wait to get my first car. I was nineteen a college woman with a steady job, and it was finally time for me to get the car I deserved. We will write a custom essay sample on A Lessoned Learned the Hard Way or any similar topic only for you Order Now After a couple of very generous paychecks and a lot of penny pinching, I was ready to hit the lots and get some test driving under my belt. After a few agonizing days of financing, credit approvals and signing dotted lines, I was the happy owner of a new shiny, blue Nissan Altima coupe. Although my car was supposed to be used for work and school, other plans came first. I immediately had fun in mind! Driving was my new favorite thing to do even when there was nowhere to go, there was somewhere to go. Needed a ride? I was there. Wanted to go out? I’d be there in a heartbeat. It was Starbucks every night during the week with my girlfriends, and the endless club nights during the weekend. When I was behind the wheel I felt like â€Å"speed racer†. The windows defiantly had to be down with the sunroof open because I just loved the wind hitting my face and blowing my hair back. Everyone new I was coming a mile away with nothing but Britney Spears blasting out of my speakers. Although I should have focused on school and work, having a new car to take me where I wanted only made me carefree. Little did I know I was writing my own recipe for disaster? I had started hanging out with acquaintances that liked partying more, and one of my â€Å"party† friends Karla invited me to a bar and grill called Wings N Rings on a Tuesday night. When I arrived a good friend of mine was playing that night in his band, Holly Madison. It was open bar for the band and their friends, including me. A good time was all I had planned for and I saw no harm in having a drink or two, but shortly thereafter it led to a shot or two or three. I had no idea what I was drinking but I drank it. Being that I’m not a big drinker, the alcohol hit me, and it hit me bad. I thought I’d be okay since I went home after work and had a big dinner with my family. As I sat at the bar with my friends I slowly felt a burning sensation in my stomach and my body composure was basically â€Å"loosey gossey†. People started o notice that I was feeling â€Å"tipsy† when I began slurring my words. Oh man, I couldn’t talk right for the life of me! I remember everyone just thinking it was the funniest thing they ever heard, and it probably was. In the middle of cracking up with everyone, the room slowly started to have a domino effect. It was then when I realized that I had way too much to drink. I was 2:00am and the bartender announced â€Å"You don’t have to go home, but you have to get the heck out of here! † I tried convincing myself that I was okay to drive, didn’t say bye to anyone and walked to my car. As soon as I sat in the drivers seat I threw up chunks of chicken and red hot cheetos. I thought I felt better after threw up so I left the Wings N Rings parking lot. I was so sure I’d make it home since it was only one exit way from the bar. I put my car on cruise control after I left so I wouldn’t get pulled over for speeding. While I was on the expressway I started feeling drowsy, my eyelids became heavy and I started â€Å"bobble heading† because I was doing nothing but steering. The next thing I new I was waking up to deployed airbags, blood running down my left shoulder and a burn on my forearm. The smell of gasoline made me picture explosion and I opened the drivers’ door without hesitation. I fell to the ground, looked around and couldn’t believe what I had just done. My new car was completely totaled under the expressway. It wasn’t the time to think it was a time to act. â€Å"What the hell do I do now? † I asked myself. I quickly pushed up with both my arms to get up from the floor when my left arm gave out. My arm was dislocated, but since I was so upset I popped it back in without thinking twice and didn’t feel a thing. I walked to the Stripes gas station on the other side of the expressway and asked if I can use the phone. She handed me the phone and the first person I called was my mom that was just three blocks away. She answered in a groggy voice I told her what had happened and she hung up scared for my life. I had just made the biggest mistake of my young life and stared crying. Instead of staying put I walked back to the scene of the accident and while I was crossing back I saw flashing red and blue lights heading my way. A police car pulled up next to me under the expressway and asked, â€Å"Where are you heading miss? † I gave him a blank stare back and said nothing. He then noticed the mascara running down my face from crying and the blood on my arm and figured I was involved in the car wreck up the road. I noticed my mom’s truck on the other side of the road and ran to her. I had never seen her so upset. She shouted â€Å"Que chingados estabas haciendo mija? † meaning what the hell have you been doing daughter? My answer to her was â€Å"I fell asleep mom! I’m sorry! † as tears came flowing down my cheek. It was at this time that the officer made his way over to me ask me to blow into a gadget I had never seen before, that just so happened to be a breathalyzer. As soon as he told me what it was I pretended to blow as hard as I could, but blew down so it wouldn’t go straight into the breathalyzer. I never in my right mind thought this would work, but the officer was fooled and thought the breathalyzer wasn’t functioning right. Right after that he asked me if I had been drinking and I told him I hadn’t. He read me my rights, handcuffed me and put me in the back seat of the police car. Everything was so surreal. How to cite A Lessoned Learned the Hard Way, Essay examples

Volleyball Essays - Ball Games, Team Sports, Summer Olympic Sports

Volleyball History The sport of volleyball originated in the United States, and is now just achieving the type of popularity in the U.S. that it has received on a global basis, where it ranks behind only soccer among participation sports. Today there are more than 46 million Americans who play volleyball. There are 800 million players worldwide who play Volleyball at least once a week. In 1895, William G. Morgan an instructor at the Young Men's Christian Association (YMCA) in Holyoke, Mass., decided to blend elements of basketball, baseball, tennis, and handball to create a game for his classes of businessmen which would demand less physical contact than basketball. He created the game of Volleyball (at that time called mintonette). Morgan borrowed the net from tennis, and raised it 6 feet 6 inches above the floor, just above the average man's head. During a demonstration game, someone remarked to Morgan that the players seemed to be volleying the ball back and forth over the net, and perhaps volleyball would be a more descriptive name for the sport. On July 7, 1900 at Springfield College the first game of volleyball was played. In 1900, a special ball was designed for the sport. Volleyball can be played indoors and outdoors. It was adopted as an indoor Olympic sport in 1964 at Tokyo. In 1984 the United States men and women won their first Olympic Volleyball medals. In 1996, two-person beach volleyball was approved as an Olympic Sport. Today's NCAA Volleyball is more popular and exciting than ever. Some top collegian programs include Long Beach State, Penn State, BYU, UCLA, Hawaii and Stanford. Some of the best players ever to play the sport include Karch Kiraly, Gabrielle Reese, Sinjin Smith, Misty May and Ryan Millar. Today the game of volleyball requires team strategies and highly refined individual skills. Outdoor volleyball, which is played with two or four people for each side, is becoming more and more popular across the nation Overview A typical volleyball game lasts about 25 minutes. It is a team sport played by two teams consisting of six people on a playing court divided by a net. The object of the game is for each team to send the ball regularly over a net in order to ground it on the opponents' side, and to prevent the opponents from doing the same. The ball is put into play by the right back row player who serves the ball into their opponent's court. The rally continues until the ball is grounded on the playing court, goes "out" or a team fails to return it properly. Only the team, which is serving, can score a point. The players are split into back and front row; the players in the front are usually the key hitters and the ones who will get the ball passes/set to. The players in the back row normally concentrate on defense and passing the ball to the setter who is the main person in the offensive attack. A team wins a game by scoring 15 points with a two-point advantage; and the match by winning the best three of five games. In a deciding, fifth game, which is called a rally game, a point is scored no matter which team is serving. A team earns a point when serving and when they side-out. Rules A team is allowed to hit the ball three times (not counting a block contact) to return it to the opponent's court. A player may not catch, lift, scoop, or throw the ball. They also may not hit the ball twice consecutively when attempting a pass or block. In a regular volleyball game, only the serving team may score a point. A player may serve anywhere behind the backline, but between the court's boundary/side lines. A point is scored if the serving team wins the rally. If the serving team does not win the rally then it is a side-out to the other team. When the receiving team wins a rally, it gains the right to serve, and its players rotate one position clockwise. For instance, the player in the right back move to middle back, the player in left back moves to left front. Rotation ensures that players play both the front row and the back